Alabama Car Insurance
Alabama car insurance can be confusing, let us make it simple. We offer quality coverage at competitive rates. Drivers in Alabama chose AL-GA Insurance for their trusted insurance provider. Find out more about Alabama’s auto insurance requirements, discounts, and optional coverages that can protect you and your car along life’s journey.
What are the requirements for car insurance in Alabama?
In Alabama, the minimum requirements for car insurance entail liability coverage limits set at a minimum of:
$25,000
In bodily injury per person
$50,000
In total bodily injury per accident
$25,000
In property damage per accident
While these represent the minimum coverage standards mandated for residents of Alabama, it’s advisable to consider raising your auto liability insurance limits for enhanced protection of your assets.
Adding comprehensive and collision coverage can provide additional protection
Whether you’re leasing or financing your vehicle, comprehensive and collision coverage is usually mandated by your lender. However, even if you’ve paid off your vehicle, opting for these coverages can still be beneficial, as they assist in covering expenses for repairs, vandalism, or theft.
How Much Does Alabama Auto Insurance Cost?
Affordable Auto Insurance and Multi-Policy Discounts in Alabama
In 2024, the average annual cost of full coverage car insurance in Alabama stands at $1,479, or $123 per month, based on the profile of a 35-year-old driver with good credit and a clean driving record.
Wondering if you qualify for any auto insurance discounts to reduce your costs? AL-GA Insurance can assist you in obtaining more affordable auto insurance in Alabama through discounts such as:
- Multi-policy
- Multi-car
- Homeowner
- Online quote
- Paid in full
- Three-year safe driving
- Online signature
Facts About Alabama Car Insurance
Driving uninsured in Alabama may lead to substantial costs.
For a first offense, the penalty can amount to a maximum of $500, with an additional $200 required to reinstate your registration.
In 2019, over 19.5% of drivers in Alabama were uninsured.
It’s advisable to consider carrying uninsured motorist coverage to safeguard yourself in case the other driver is uninsured.
In Alabama, car insurance fraud is illegal.
In Alabama, car insurance fraud in the first degree is a Class B felony.
Get a Quote Today!
Ready to hit the road with confidence? Contact AL-GA Insurance for a personalized auto insurance quote. Our team is here to provide expert guidance and ensure you have the coverage that fits your needs. Drive secure, drive protected – choose AL-GA Insurance for your auto insurance needs.
