Life Insurance
Safeguard Your Families Future
What Is Life Insurance?
Life Insurance provides immediate funds to your family on the worst day of their life to cover those unexpected expenses. Some benefits of life insurance include
Build Cash Value
Pay off Debt
Save for the Future
Benefits offered by our carriers:
No Waiting Periods!
Day one coverage available for those in average health.
Affordable Premiums!
Save on average 40% to 50% by switching to AL-GA.
No Medical Exams!
Most plans qualify for coverage based on health questions only.
Types Of Life Insurance
There are two different types of life insurance, whole life (or permanent) and term life (or temporary)
Whole Life Insurance
Whole life insurance provides coverage for the policyholder’s entire life and typically includes a savings component that builds cash value over time. Thus type of life insurance is typically more expensive that term life insurance but provides a lifetime of coverage and the potential to accumulate cash value.
Term Life Insurance
Term life insurance provides coverage for a specified term (usually 1-30 years) and pays a death benefit only if the policy holder dies during the term. This type of life insurance is typically less expensive than whole life insurance and is often used to provide coverage during the policy holders working years.
Coverage for every age and season of life
We have coverage options from birth to age 85.
Life Insurance Carriers You Can Trust
